Collateral Management

Collateral Management is CSL’s principal and flagship service, designed to provide banks and storage operators with secure, reliable, and flexible solutions for commodity financing.

We offer both tailored packages customized to specific client needs and standard service packages that deliver immediate value. Every CMA deployment includes full integration with the ACE Warehouse Receipt System. Upon deposit, CSL issues a Warehouse Receipt that provides legal title protection for the lender under the Warehouse Receipt Act 2018.

This dual protection physical control of the commodity by CSL’s trained inspectors combined with legal ownership through the Warehouse Receipt significantly reduces risk for financiers while enabling borrowers to access working capital against their stored commodities.

Whether you need daily monitoring, quality and quantity verification, or comprehensive end-to-end collateral oversight, CSL delivers trusted, professional collateral management that supports secure lending and structured trade across Malawi.

What is a Collateral Management Agreement (CMA)?

A CMA is a service where CSL manages and monitors commodities stored in a warehouse on behalf of a lender. It ensures that the goods used as collateral are properly handled, and accurately accounted for throughout the financing period.

How does the Warehouse Receipt system benefit us?

The Warehouse Receipt issued through the ACE system serves as a secure and legally recognized proof of ownership of the stored goods. It protects the lender’s interest by ensuring that the commodities cannot be moved or traded without proper authorization.

Who typically uses this service?

The service is primarily used by banks, financial institutions, commodity traders, and warehouse operators who are involved in commodity financing or storage.

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